Terms & Conditions

TERMS & CONDITIONS (Muse74)

Effective Date: [Insert Date]

By accessing this website and/or completing a purchase from Muse74, you agree to the following Terms & Conditions. These terms are legally binding.

1. Authorized Use & Cardholder Verification

By placing an order on this website, you expressly confirm that:

  • You are the authorized holder of the payment method used

  • You have full legal authorization to complete the transaction

  • The billing information provided is accurate and verified

  • You are not using any false, stolen, or unauthorized payment credentials

Muse74 reserves the right to cancel or refuse any order suspected of fraud or unauthorized activity.

2. Agreement to Purchase

By completing checkout, you acknowledge and agree:

  • All information submitted is accurate and complete

  • You are entering a legally binding agreement

  • You understand the product(s), pricing, and delivery terms

3. Fraud Prevention & Verification

To protect against fraudulent transactions, Muse74 may:

  • Review orders using fraud detection systems

  • Request additional verification (ID, billing confirmation, etc.)

  • Cancel or hold orders flagged as high risk

Failure to provide verification upon request may result in order cancellation.

4. Chargeback & Dispute Policy (Strict Enforcement)

By completing your purchase, you agree:

  • You will contact Muse74 at [Insert Email] before initiating any chargeback or dispute

  • You will not initiate a chargeback for:

    • Items marked as delivered

    • Delays caused by shipping carriers

    • Failure to read product descriptions or policies

You acknowledge that filing a chargeback without first attempting resolution is a violation of these Terms.

Muse74 reserves the right to dispute all chargebacks and will provide evidence including, but not limited to:

  • Order confirmation and transaction records

  • IP address and geolocation data

  • Device and browser identification

  • Shipping confirmation and delivery tracking

  • Customer communication history

False or fraudulent chargebacks may result in:

  • Permanent ban from future purchases

  • Reporting of fraudulent activity

  • Legal action where applicable

5. Shipping & Delivery Responsibility

  • Customers are responsible for providing accurate shipping information

  • Once an order is marked as delivered by the carrier, Muse74 is no longer responsible

  • Lost or stolen packages must be addressed with the shipping carrier

6. Returns & Refunds

All sales are final

Muse74 reserves the right to deny returns that do not meet these conditions.

7. Digital Agreement & Electronic Signature

By completing a purchase, you agree that:

  • Your electronic acceptance constitutes a legally binding signature

  • You have read, understood, and agreed to all policies

  • This agreement is enforceable to the fullest extent permitted by law

8. Limitation of Liability

Muse74 is not liable for any indirect, incidental, or consequential damages arising from the use of our products or services.

9. Governing Law

These Terms & Conditions are governed by the laws of the State of Maryland, United States.